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- I have an ongoing list of the balance in our emergency fund (click here for my previous financial update post) which keeps me motivated daily to build the balance! Once we hit our goal I will replace this with the Debt Snowball on our last student loan.
- I have a list by month of important events such as weddings, birthdays etc.. that I will need to have gifts for. Then I shop all year long and cross off the name and the event as I find a suitable item. This is a great tip for people that have a hard time planning for Christmas expenses.
- Our financial goals for 2009: We keep a list of the items we are hoping to accomplish this year. Some examples include setting up a college account for baby #2, saving 6 months of expenses in our emergency fund, and a few household projects we hope to pay cash for.
- Monthly grocery expenses. I have a total by month of what we spent on all groceries and household items. My budget was $50/ week in January and I have challenged myself in March to lower that to $30. If you want to see how well you can live on a beans and rice budget check out this blog . Erin spends $800 a year to feed a family of four and let me tell you they live very well! More meals out in a month than our family has in a year!
I have all my rebate booklets, stamps, pens etc.. located in an organizer Target sent me when I signed up for a wedding registry.
So that’s it! A few hours and repurposing things we already had! Does anyone have tips for the ugly cords on the floor? I have a power strip but there are still cords for the laptop, printer etc.. that are in a jumble.
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